Business Savings Accounts

REGULAR SAVINGS

Minimum Opening Deposit: $100.00

Minimum balance required to avoid service charges: none

Interest Rate: Call for Rates

Annual Percentage Yield (APY): Call for Rates

Interest Computation Method: Daily Balance*

Interest will be compounded: Semi-Annually

Interest Credited: Semi-Annually

Statement Period: Quarterly

Deposited Check Return Charge: $2.00 per item

Telephone Transfer $2.00 per Transfer

Telephone Inquiry $1.00 per Inquiry

*The Daily balance is determined by the application of a daily periodic rate to the full amount of principal in the account each day.

** For more information refer to account disclosure

GOLDEN SAVINGS

Minimum Opening Deposit: $500.00

Minimum balance required to avoid service charges: none

Interest Rate: Call for Rates

Annual Percentage Yield (APY): Call for Rates

Interest Computation Method: Daily Balance*

Interest will be compounded: Quarterly

Interest Credited: Quarterly

Statement Period: Quarterly

Deposited Check Return Charge: $2.00 per item

Telephone Transfer $2.00 per Transfer

Telephone Inquiry $1.00 per Inquiry

*The Daily balance is determined by the application of a daily periodic rate to the full amount of principal in the account each day.

** For more information refer to account disclosure